Community 1st Development partners with HUD/MSHDA certified financial literacy and home counseling agencies who will sit down with our clients and determine a budget that will allow them to reestablish their credit and put them on the right financial path to sustainable homeownership. Our collaborative partners and Community 1st are committed to working with each client for as long as it takes to put them in a position to successfully obtain and sustain a new home purchase.
Community 1st works with private foundations, City, State and Federal down payment programs that provides its qualified clients with down payment and closing cost assistance. Community 1st Development also works with lenders who offer competitive market rate mortgage programs to our clients who have completed the homeownership counseling courses. These market rate mortgage programs offer our clients many mortgage options including a fixed rate, 30-year non-subprime mortgage. Currently, Community 1st is working with, among others, Fifth Third Bank, Flagstar Bank, Bank of America, MSHDA and other local community lenders.